Get a loan when you need it most

Get a loan when you need it most


You are looking to buy, build or renovate your home, or go on those much-awaited vacations or getting that MBA for your career boost. You can finance your most cherished projects, when you need it most, with an NIC Smart Loan.


The NIC Smart Loan offers you flexible and affordable loan options that you can choose from, like our home loan, education loan, and our policy loan, that best suit your needs.


Get your NIC Smart Loan today and confidently realise your projects!

Why choose the NIC Smart Loan?


Competitive interest rates                              


Affordable and flexible repayments


Secure an NIC Smart loan with your NIC life insurance policy 


Stay financially protected with your NIC life insurance coverage 

For more information, please leave us a message by clicking on the button below. We will contact you and provide you with the financial advice you need.