The NIC Private Car Comprehensive Insurance Policy is more than just coverage for your car. It includes some added benefits, some that are standard and some that you can add, making your insurance experience as hassle-free as possible.

The following is an overview of the features and benefits available to you:

1. Accidental damages to the vehicle

2. Liability for third party injury or death and damage caused to their property

3. Free extra benefits covered:

  • 24 X 7 Emergency Road side Assistance
  • Alloy wheel replacement
  • Loss of car keys and lock replacement
  • Winds screen and window damage
  • Loss of personal baggage
  • First claim waiver for new car
  • New car replacement

4. Payable Optional benefits:

  • Loss of use
  • Alternative Transportation cover
  • Personal Accident cover for occupants of the insured vehicle

5. What does the policy not cover?

  • Consequential loss
  • Drunken driving
  • When driven by a person other than the Driver stated in the Driver Clause
  • When the vehicle is used outside Mauritius
  • When used contrary to Limitations as to use
  • Any loss or damage arising out of any contractual liability
  • War perils, nuclear perils, and terrorism-related activities

Call us on 602 3000 for more information or contact us via email

Download the NIC Motor Insurance brochure for more details.